amount

decimal

Required. This chargeback’s settlement amount, which usually matches the amount of the original Transaction. In some cases, customers charge back only part of a Transaction.

Note: Given exchange-rate fluctuations, transactions across currencies might be charged back at amounts that differ from the original amounts.

caseNumber

string

Your bank’s case number for this Chargeback object, if any.

currency

string

The ISO 4217 currency code (see www.xe.com/iso4217.htm) of this Chargeback object. This currency applies to the settlement amount. (See the amount attribute)

merchantNumber

string

Your bank’s merchant number, which identifies you as the merchant.

merchantTransactionId

string

Your unique identifier for the transaction associated with this Chargeback object.This ID must match the order number you used when processing the transaction with your payment processor.

merchantTransactionTimestamp

dateTime

A timestamp that specifies the date and time when the original transaction occurred.

merchantUserId

string

Your unique identifier for the account of the customer who conducted the original transaction.

nameValues

NameValuePair[]

Optional. An array of name–value pairs for the Chargeback object.

See The NameValuePair Object.

note

string

Notes on the Chargeback object. (Vindicia personnel might make entries here during the dispute process.)

postedTimestamp

dateTime

Required. A timestamp that specifies the date and time the chargeback was posted in the Vindicia database. The difference in time between the chargeback, and this posted timestamp, will depend on the frequency at which Vindicia downloads chargebacks from your bank or payment processor.

presentmentAmount

decimal

The amount charged back (in the presentment currency), which usually matches the amount of the original transaction. Specify this attribute if the original transaction was processed with Chase Paymentech in a currency other than USD.

presentmentCurrency

string

The ISO 4217 currency code (see www.xe.com/iso4217.htm) of this transaction at presentment.

processorReceivedTimestamp

dateTime

Required. A timestamp that specifies the date and time when your bank received the chargeback from the customer.

reasonCode

string

Required. The reason code reported by your bank for this Chargebackobject. Reason codes vary from bank to bank.

referenceNumber

string

Your bank’s reference number for this Chargeback object, if any.

status

ChargebackStatus

Required. The current chargeback status in ChargeGuard. A chargeback goes through a life cycle as Vindicia disputes the chargeback on your behalf.

See ChargebackStatus Values.

statusChangedTimestamp

dateTime

A timestamp that specifies the date and time for the last status change.

VID

string

Vindicia's Globally Unique Identifier (GUID) for this object. When creating a new Chargeback object, leave this field blank; it will be automatically populated by Vindicia Subscribe.

Challenged

Vindicia has submitted rebuttal documents to your payment processor to dispute this chargeback.

Duplicate

A duplicate chargeback has either been manually entered or received by Vindicia from the payment processor. Another chargeback in the queue exists with exactly the same information but is not marked duplicate.

Expired

The related documents or transaction details you reported were received too late by Vindicia to dispute this chargeback.

Incomplete

Vindicia has received chargeback information from the payment processor but does not have the original transaction details from you.

Legitimate

A valid chargeback because the original transaction was truly fraudulent. Vindicia does not represent or dispute legitimate transactions.

Lost

Vindicia challenged this chargeback but lost the case.

New

The first chargeback received by Vindicia, which is in the process of deciding how to pursue on your behalf.

NewSecondChargeback

A second chargeback has been received against a transaction that was initially charged back, disputed, and won.

Pass

Even though all the documentation is available, Vindicia will not dispute this chargeback because of one or more of the following reasons:

• The chargeback is less than US$5.
• Not enough evidence exists for a dispute.
• Regulations do not allow Vindicia to respond.
• Vindicia does not recommend taking the dispute to arbitration.

Retrieval

An incoming retrieval or ticket request.

Responded

Vindicia has responded to the retrieval or ticket request.

Represented

As a result of Vindicia’s intervention, the chargeback was reversed in your favor. However, the customer or issuing bank is continuing the dispute by issuing a second chargeback.

(This status is not in use.)

Won

Vindicia challenged this chargeback, which has been reversed in your favor.