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Credit Card One-Time Transactions

Credit Card One-Time Transactions

The following diagram describes the flow for one-time transactions for a Payment Method of credit card.

Payment Capture Flow: One-Time Transaction and Credit Cards

For one-time transactions with Credit Cards:

  • A merchant sends a transaction to CashBox to perform an internal validity check to ensure Account and Payment Method information meets internal consistency check, and optionally calls the ChargeGuard Fraud Screen to determine chargeback probability.
    • If the transaction passes the validity check (and is within fraud screen threshold if chargeback probability is calculated), then the transaction is either sent for processing, or the merchant application performs additional work before explicitly submitting the transaction for processing.
    • If the transaction fails the validity test, a failure reason code is returned. If chargeback probability is calculated, a fraud screen score is also returned.
  • CashBox submits the transaction to the payment processor and can perform either an Auth/Capture or an Auth that may then be followed by an explicit Capture if more work is needed (for example, ensuring that a tangible good is shipped before capturing the transaction).
  • Once the transaction is Captured, a One-Time Inbound Success notification is sent to the customer and the merchant application sets the customer entitlement.
  • If a transaction is refunded, CashBox sends a Refund notification.

Cashbox Features

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Cashbox Features

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